Recently, there have been multiple cases where travelers or residents in Ho Chi Minh City have faced significant expenses, amounting to millions of yen, for hospitalizations or emergency transport services due to accidents or illnesses, as they were not covered by overseas travel insurance.
Case 1:
While sightseeing in Ho Chi Minh City, a traveler suddenly fell ill and required long-term treatment in the Intensive Care Unit (ICU). Afterward, they had to be repatriated using emergency transport services.
Case 2:
A resident in Ho Chi Minh City, who had previously been diagnosed with a mild stroke, continued living there but experienced worsening symptoms, leading to prolonged medical treatment and eventual repatriation using emergency transport services.
Even if you take every precaution while traveling, there is always a chance of being involved in an unexpected incident or accident. Moreover, even if you are in good health, the stress and fatigue of being in a different environment may lead to unforeseen illnesses.
To prepare for such unexpected situations, it is highly recommended to purchase overseas travel insurance before your trip.
Although the services offered by different insurance companies may vary slightly, purchasing overseas travel insurance generally covers the following services:
• In case of illness or injury (e.g., from traffic accidents):
• Medical fees, hospitalization costs, and emergency transport fees
• Transportation costs related to treatment and interpreter fees
• Travel expenses for returning home or continuing your trip after recovery
• Travel and accommodation costs for a rescuer (such as a family member)
• In case of theft or accidental damage to personal belongings:
• Monetary compensation within the limits set by the insurance company
• In case of causing injury to another person (or damaging their property):
• Compensation for legal liabilities up to the insured amount
For detailed insurance coverage, please contact an insurance company that offers overseas travel insurance. Additionally, some credit cards include overseas travel insurance, but the coverage limits, services, and conditions may vary by card. It is advisable to carefully review the details before your trip.
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